Among its numerous tax provisions, the One Big Beautiful Bill
Act (OBBBA) reinstated immediate deductions for research and experimental
(R&E) expenditures under Internal Revenue Code Section 174, beginning
in 2025. The IRS has recently issued transitional guidance (Revenue
Procedure 2025-28) on how this change will be implemented.
The guidance addresses several critical issues. Here's what
businesses of all sizes need to know.
The reinstatement
R&E expenditures generally refer to research and development
costs in the experimental or laboratory sense. They include costs related to
activities intended to discover information that would eliminate uncertainty
about the development or improvement of a product.
Since 2022, the Tax Cuts and Jobs Act (TCJA) has required
businesses to amortize domestic
R&E costs over five years, with foreign costs amortized over 15 years.
The OBBBA permanently reinstates the pre-TCJA treatment of domestic R&E
costs, allowing their deduction for expenses incurred or paid in tax years
beginning after 2024.
The OBBBA also permits small businesses that satisfy a gross
receipts test to claim the R&E deduction retroactively to 2022. (For 2025,
average annual gross receipts for the previous three years must be
$31 million or less.) And any business that incurred domestic R&E
expenses in 2022 through 2024 may elect to accelerate the remaining deductions
for those expenditures over either a one- or two-year period.
The immediate deduction of qualified R&E expenses isn't
mandatory. Depending on a variety of factors, in some situations, claiming it
may not be advisable. Taxpayers generally can instead elect to capitalize and
amortize such expenses paid in a tax year after 2024 over at least
60 months. The election must be made by the due date, with extensions, of
the original tax return for the first tax year to which the election applies.
For 2025, a taxpayer that makes an accounting method change to capitalize and
amortize R&E expenses will be deemed to have made the election.
Retroactive deductions for small
businesses
As noted, eligible small businesses can elect to treat the
changes to Sec. 174 as if they took effect for tax years beginning after
2021, rather than after 2024. How to do this depends in part on whether the
taxpayer has already filed a 2024 tax return.
If the taxpayer filed a 2024 return before August 28, 2025,
an automatic extension to supersede that return to include the new guidance is
available. However, the taxpayer must file that replacement return by the
extended deadline (typically September 15 or October 15).
Alternatively, the taxpayer can file an amended 2024 return, following one of
the two options discussed below.
If the taxpayer didn't
file a 2024 return by August 28, the taxpayer can file by the applicable
extended deadline and either:
- Elect to
expense eligible R&E expenses under the new guidance, which would also
require filing amended returns for 2022 and 2023, or
- Do an
automatic method of accounting change and a "true-up" adjustment on the
2024 return for the 2022 and 2023 R&E expenses.
Elections must be made by the earlier
of July 6, 2026, or the applicable deadline for filing a claim for a
credit or refund for the tax year (generally, three years from filing the
return).
Accelerated deductions for all businesses
Businesses with unamortized domestic R&E expenses under the
TCJA can elect to fully recover those remaining expenses on their 2025 income
tax returns or over their 2025 and 2026 returns.
Notably, the IRS guidance states that taxpayers "may elect to
amortize any remaining unamortized amount" of such expenses. This language
suggests that the deduction will be considered an amortization expense. This is
significant in light of changes the OBBBA made to the business interest expense
deduction.
The business interest deduction generally is limited to 30% of
the taxpayer's adjusted taxable income (ATI). (Taxpayers that meet the same
annual gross receipts test discussed earlier are exempt from the limitation.)
Under the OBBBA, beginning in 2025, ATI for purposes of the interest deduction
is calculated without
deductions for depreciation, amortization or depletion. So amortization
deductions are "added back," potentially increasing the ATI and the allowable
business interest deduction. If R&E expenses aren't treated as an
amortization deduction, they could reduce the allowable business interest
deduction.
The interplay with the research credit
The Sec. 41 research tax credit is also available for
certain research-related expenses, and you can't claim both the credit and the
deduction for the same expense. A tax deduction
reduces the amount of income that's taxed, while a tax credit reduces the
actual tax you owe dollar-for-dollar, providing much more tax savings than a
deduction of an equal amount. But the types of expenses that qualify for the
credit are narrower than those that qualify for the deduction.
The OBBBA changes a TCJA provision so that the amount deducted
or charged to a capital account for research expenses is reduced by the full
amount of the research credit, as opposed to being subject to a more complex
calculation that had been in effect under the TCJA. The amount that's
capitalized is reduced by the amount of the credit claimed. For example,
suppose the allowed credit is $20,000. The capitalized amount for the year
would be reduced by $20,000.
The OBBBA continues, however, to allow taxpayers to elect to
take a reduced research credit, rather than reducing their R&E deduction.
The OBBBA also allows certain small businesses (generally determined by the
gross receipts test mentioned above) to make late elections to reduce their
research credit — or to revoke
prior elections to reduce the credit. The late elections generally are
available for tax years for which the original return was filed before
September 15, 2025, and must be made by the earlier of July 6, 2026,
or the deadline for filing a claim for a credit or refund for the tax year, on
an amended return or an administrative adjustment request (AAR).
Reduced uncertainty
The IRS guidance also provides automatic IRS consent to
applications to change accounting methods for domestic R&E expenses under
the TCJA, the OBBBA, the small business retroactive method and the recovery of
unamortized method — reducing uncertainty. We can help address any questions
you have about the tax treatment of R&E expenses.